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1 year from now / 18 years old
What will I be doing? - I’ll be in college, about to finish up my first year, living in Charlotte NC.
Credit Action - Work on paying off my student loans so I don’t have debt in the future. -
5 years from now / 22 years old
What will I be doing - Maybe be married, hopefully already be out of college. Maybe be engaged? Unsure where I’ll be living. Probably still in Charlotte.
Credit Action - Be paying off student loans if I have them, paying off house/apartment payments, checking credit, etc. -
10 years from now / 27 years old
What will I be doing - Really hope I’ll be married then. Maybe be planning for children or have children. Hopefully have a good stable job and a house. Very unsure if I’ll move away from Charlotte. We’ll see.
Credit Action - Paying house payments if I have any. Still checking credit and paying bills and all of that. -
20 years from now / 37 years old
What will I be doing - Hoping that I’ll have kids by then. Kids will still be young and be going through middle/elementary/primary school. Hoping I don’t really have a teenager by then.
Credit Action - Hopefully be done with house payments. I’ll still be paying for bills and making sure that my credit is good. Not have too many credit cards, probably only one and maybe a debit card.
