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Long Term SMART Goal
S: I will save money to buy my own laptop
M: I will save $2,000 to buy a MacBook Pro
A: To save this money, I will spend $50 less on food each month
R: Having my own laptop is more important to me than eating out several times a week
T: It will take me 40 months to reach this goal -
Short Term SMART Goal
S: I will save money to take with me to Europe
M: I want to have $1000 to take with me
A: To save money, I will take $10 out of my paycheck every two weeks
R: Having money to spend on my trip is more important than having extra cash now
T: I have 19 weeks until I leave for Europe -
Long Term Step 1
I'm going to take twenty dollars out of my paycheck every two weeks and save it. -
Short Term Step 1
I can sell some of my old books to the Book Rack -
Short Term Step 2
I will buy generic shampoo, conditioner, body wash, toothpaste, etc. -
Long Term Step 2
I can hold a garage sale and sell my old clothes/books -
Short Term Step 3
I will bring dinner to work instead of going somewhere to get food -
Long Term Step 3
I will spend less on clothes by shopping second-hand stores -
Short Term Step 4
Every time I pay with cash, I will save the coins I get a change -
Short Term Step 5
I can save money on gas by making fewer trips into Davenport -
Long Term Step 4
I will ask for money to save for christmas instead of other gifts -
Long Term Step 5
I can sell my old textbooks to other students.
