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Specific' Step
Buy a new exspensive pair of sun glasses for the next summer vacation to impress -
Mearsurable Step
The sunglasses are going to cost $200 so I need to save 20 per month to get it by next summer -
Attainable Step
Every month, I'll make sure that I keep $20 extra so that by the end of the year I"ll have enough to get the sunglasses. -
Realistic Step
I won't be able to spend this money on things like entertainment and sports because I need it for the sunglasses. It's not that bad though because its not that big of a chunk out of my monthly income. -
Time bound Step
This goal will be accomplished within the year if I stick to the money management system I have created.