My Future Credit Timeline

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    My Future Credit Timeline

  • 16 Years Old (1 year from now)

    I will be in High School and working a job in Morgan County. I could take out a credit card in my name and make small manageable purchases with it.
  • Result of taking out a credit card (18)

    From taking out a credit card, it will be easier to get a loan for college because I will have good credit score with a good credit history.
  • 20 Years Old (5 years from now)

    I will be going to college in Ohio. I can pay off some of my student loans so I will have less interest and less debt for when I graduate and start my life.
  • Result of paying student debt (22)

    It will be easier to get an apartment and a car because I have less debt and interest to pay.
  • 25 Years Old (10 years from now)

    I will be working in finance. Paying student debt made it easier to get an apartment and a car. Those loans help improve my credit score.
  • Result of apartment and car

    My credit score is great due to getting a car and an apartment.
  • 35 Years Old (20 years from now)

    I am looking to get a new apartment which will improve my credit score. I can take out more than 1 credit card and pay them back in full so improve my score.