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Step 5
Limit myself to buying ice cream 1 time a week -
Step 1
Eat out with friends only 1 time a week -
Step 3
Make coffee at home, that taste just like getting it from a store but for a cheaper price. -
Step 2
Only get nails done when I have to (homecoming) -
Step 4
Do not buy clothes that are unnecessary. -
Short-term SMART goal
S: I will save my money earned this summer
M: Save 80% of what is in my checking account
A: Only spend $30 dollars or less a month on food, clothing and shoes to meet my end goal
R: Saving money is more important than spending it on things I do not need
T: I will save till the end of November