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Paying Student Loans
Being at the end of my time in college by this time, I will be working part time to pay for my student loans, and I will be setting up my student loans through either the government or through a bank depending on if my credit has developed well enough in high school. -
Graduating College
I will be going into my senior year of college, not in Columbus with my parents but hopefully at a school in North Carolina, like Chapel Hill, living in a dorm with fellow students. I will be finishing my bachelor's degree. -
Working on That Auto Loan
If I didn't finance the car in high school due to poor credit, then I will definitely be trying to get a low interest rate, secured loan on a car in college with the credit built up from cosigning with my dad. -
Car Improvements
I will be driving the same car from high school around and still financing it, I want to have made several improvements to the car given that it will be a cheap model, such as better brakes, a better steering wheel, and protective features like a blind spot mirror. -
My Own Credit Card Payments
I will not be using my dad's credit card but I will have had my own credit card for 6 months by this time, given my credit score was good enough from high school. This is when I start to spend more, around 20% of the limit each month, not too much because I am still in college, but still improving my credit score. -
New Credit Card
I will be getting my own credit card. I will be using it to pay for necessities in college my parents are no longer able to pay for (groceries like food and basic hygiene products) and to prepare myself to be even more independent out of college.