Carlys goals

Short term goal- save for a Prom dress

Period: 19 to 20

S-Save up money for a prom dress
M-I am going to need at least $80
A- I am going to pick up more shifts at work
R-The opportunity cost is I could wear an old dress and have extra money for hair.
T-I will do this before prom

Long Term Goal

21

S-Save up money to go to college
M-I am going to need at least $3,000
A- I am going to save up money before I graduate
R-The opportunity cost is I could not go to college and have extra money for something else
T-I will do this before I graduate