SMART goal By 1769481 Sep 4, 2015 SMART Goal Sep 4, 2015 I would like to save for a 3 day trip to New York. Sep 5, 2015 I plan on saving $3,000 for the New York trip. Sep 6, 2015 I plan on putting $200 jnto my savings account every month. Sep 7, 2015 The opportunity cost of the trip is higher tha the value of what I could buy at home. Sep 8, 2015 If I save $200 a month I will reach my goal in 15 months. Dec 4, 2016 I plan to put $200 into my savings account for 15 months to save $3,000 for a trip to New York City.