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Open a credit card
-Find a card that fits what I need.
-I use credit when I can afford it.
Make payments on time and consistently.
I am truthful when I apply for credit
I fulfill all terms of credit
I consult creditors if I cannot fulfill payments. -
Buy an apartment
-I will find a house that fits in with my credit and is affordable for me.
-Make payments for that house/apartment on time.
-Look for a roommate -
Pay off student loans, travel, and get married
-Make payments on time
-See if I can make an early payment towards my student loans to minimize principal and overall interest.
-Joint bank account with my husband.
-Spend money wisely -
New house, new car, and kids
-Spend money wisely
-Save money for kids
-Make payments on time
-Only buy things I can afford and that fits with my credit