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Long term Smart Goal
S: Pay for trip to Paris
M: Save $3000 for trip
A: Only eat out 2 times a month to save money for that trip
R: The Opportunity Cost of saving that money is greater then eating out more often.
T: I will go on the trip in the next 5 years -
Step 1
Gather recipes, and or take some cooking classes -
Step 2
Find Grocery Stores, Learn where you like to shop and places where you can get everything you need. -
Step 3
Make a budget of how much to spend at the store -
Step 4
Keep Saved Money Separate from Spending Money. -
Step 5
Budget what you will purchase for the trip to try to only spend the $3000 that you saved