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Long Term Goal Getting a House
S- Saving to get a house.
M- I will save $7,000
A- Don't buy as much fast food as much and only spend money when it is a need
R- saving money for the house is more important than impulsive buys
T- 30 months -
Steps
Step 1- If I want food because it sounds good I won't go get the food I will eat the food I have at my house.
Step 2- If I want to go shopping to spend money and make impulse purchases I will stay home and not spend any of my money.
Step 3- Put all the cash I have in a safe and try not to use it.
Step 4- Only use cash/card for needs like gas and bills.
Step 5- When I get paychecks put half into savings account and half into checkings. -
Short Term Goal Getting a Dog
S- Saving to get a dog.
M- I will save $500.
A- Spend $30 less on little things jewelry and things that I want.
R- Saving money for a dog is more important than spending money on little things that I don't really need.
T- 3-4 months -
Steps
Step 1- Only spend money for mine and the dog's needs.
Step 2- Work more hours to get bigger paychecks.
Step 3- Not spending my whole paycheck on food/makeup.
Step 4- Don't go out to eat as much.
Step 5- Stay home more rather than going out every other night. -
Short Term Goal Graduating High School
S- Getting all A's and B's knowing for sure I will graduate.
M- I will do all homework and study for all tests/quizzes.
A- Spend less time on phone or electronics and focus more on school work.
R- Focusing on school work is more important than being on electronics all night.
T- 3 months -
Steps
Step 1- Making sure all assignments are turned in on time.
Step 2- Checking grades everyday at least twice.
Step 3- Doing all homework assignments or projects when I get home from school.
Step 4- Studying for tests/quizzes and making sure I know what is on the test.
Step 5- making sure I retake any class I have failed in previous years.
