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Short Term Smart Goal
S- Save enough money.
M- Have $500 in my checking account and $500 in my savings account.
A- Save a certain percentage of each paycheck into savings, and only allow myself to spend money on things I need.
R- The trade off is working more and not being able to spend time with friends or other activities. The opportunity cost is that I will have more money later on for bigger and more important things.
T- I am hoping this goal will take less than a year. -
Short Term Goal
I plan to save money. I want to have $500 in my checking and savings account. I plan to do so by taking at least 10% of each paycheck and putting it towards each account. Saving money is more important right now than getting clothes and other accessories that only serve the purpose of making me look good. i hope to attain this goal in at most a year. -
Long Term Goal
S- Save money for college debt.
M- Have $20,000 saved for college debt right when I get out of college.
A- I will achieve this goal by saving as much money I can out of working and paychecks, but still have enough money spend on things I need like gas, food, and if I need new clothes..etc.
R- The importance of saving for college debt is more than buying sporadically and things that aren't useful or long lasting.
T- I hope to achieve this goal in about 4 to 5 years. -
Long Term Goal
I will be saving money for college debt by making $20,000 from working. i plan to do so by cutting back on unimportant things that only give me short term happiness, like buying clothes, watching movies at the movie theater, etc. The importance of saving money for college debt is more so than all those short-term things. I hope so reach this goal in 4 to 5 years.
