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I will eat out less and eat at my house more.
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I will shop at thrift stores for clothes to save money.
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I will cancel my Netflix and Spotify to save extra $$
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I will cancel my gym membership to save more $$
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I will talk to my uncle who works at a car dealership about financing for my car
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Short Term Smart Goal
S - I will purchase my own car.
M - I will know I accomplish my goal when I get the title of my car.
A - I will purchase my own car with the help of saving $50 of each of my paychecks and with my taxes.
R - I will purchase my own car by saving $50 of each paycheck and the opportunity cost is eating out less and shopping less because having the luxury of my own car is worth more to me than shopping and eating out.
T - I will accomplish this goal in five months. -
I will work during the summer and save 20% of my paychecks each week.
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I will start buying house decorations
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I will look for apartments on craigslist and other sites
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I will go to the bank and get a loan
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I will meet with the landlord about the apartment
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Long Term Smart Goal
S - I plan to move out with a roommate into an apartment.
M - I plan to save $2,000 by the end of the year.
A - I will spend $200 less on going out every month.
R - I will save my money instead of going out because it will be more satisfying to be on my own than at my grandparent's house.
T - I will accomplish this by the end of my first semester of college.
