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I will be a Mechina Student in Israel (2024)
Little to no expenses as no family and free shelter paid by my parents for that year -
Take out a credit card with an Israeli Bank
Take out a credit card with an Israeli Bank and pay it off regularly -
Move some money to Israeli Banks
The more money in your bank account, the more lenders will trust you to take debt -
Get a part time job to show my credibility
The longer you have been working, the more likely companies are to lend you money -
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Soldier (2028)
Very little expenses as the government pays for my food and shelter. I would probobly have no wife or kids. -
Continually Pay off Credit card on time
Paying off a credit card on time helps boost credit score -
Take out a student loan for college
Taking out and then paying back loans helps boost your credit score -
Take out an El-Al card to help my credibility
I will be travelling a lot so I can get lots of points and if you have a few strategic credit cards that you pay off on time, it helps your credit even more -
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Married With a Job and a kid (2033)
Married (B'ezrat Hashem) with at least a child, stable finance job with college degree. Have a small house and small car to pay for, but tuition at school is around 1000 USD a year, so I don’t have to worry too much about my child’s education. -
Take out a mortgage
Having and paying off a mortgage steadily over time would help boost my credit score -
Get a stable finance job
I would get a finance degree at IDC or Bar Ilan and a stable job helps boost credit score -
Take out an auto loan to buy a car
A growing family means that I need a car to help travel around, so I would need to take out and pay for an auto loan -
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Father and husband (2043)
still living in Israel, making money from finance jobs, and at least 3 kids, have to still pay off mortgage, auto loan, have a higher paying job to boost my reputation and score -
Make on time monthly mortgage payments
Consistent payments over time increase your credit score -
Get a higher paying finance job
The more money you have in savings, the better your credit score and the more money they can trust you with -
Take out a line of credit
Taking out and paying off a line of credit to cover your costs for a short amount of time may be beneficial to your credit score