EPF

  • 1 year from now/ 19 years old

    1 year from now/ 19 years old
    What Will I Be Doing?
    • Freshman in college getting ready for a big move
    • Living in D.C.
    • Part Time Job
    Actions to Take?
    - Open an Apple Card to continue my credit history with an easy card to manage.
    - Save at least $100 from each check
    - Open MMA Savings Account
    - Open an International Checkings Account
    - Apple Card has no foreign transaction fees- Take it to Japan with me
  • 5 years from now/ 23 years old

    5 years from now/ 23 years old
    What Will I Be Doing?
    - 1st year of law school
    - Renting my own apartment
    - Purchase a car- nothing over 25,000 Actions to Take?
    - Part time job to pay loans, mortgage, and car note
    - Open my AMEX Delta SkyMiles Card
    - Save $150 from checks
    - Pay my bill all higher than minimum
    - Never miss a payment
  • 10 years from now/ 28 years old

    10 years from now/ 28  years old
    What Will I Be Doing?
    - Full Time Employee: International Corporate lawyer
    - Pay raise
    - Renting but saving for buying a house
    - Still using my toyota Actions to Take?
    -Finish paying student loans before I purchase a house and car.
    - Begin using my credit card for all purchases and paying the full balance each month
    - Save at least $500 from my checks
    - Open a high yield savings account to begin saving for my house
    - At 35 move that money to a CD and next year plan to buy a house
  • 20 years from now/ 38 years old

    20 years from now/ 38  years old
    What Will I Be Doing?
    - Homeowner with mortgage
    - Senior Attorney
    - New car → BMW ix
    - Traveling Actions to Take?
    - Pay my mortgage in time
    - Begin using my credit card for all purchases and paying the full balance each month
    - Pay more than minimum balance for my car note
    - Using my Credit Card rewards from AMEX to travel