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17 Years Old
-I will be in my final year of high school living with my parents
-I will likely have a summer job but not one during the school year
-I will not be married or have a family
-I will not have a house or loans
-I will use my parents car -
Credit Action
-Don’t open up a credit card yet -
21 Years Old
-I will be a college student living around campus
-I will be working a part-time job
-I will not be married or have a family
-I will not buy a car
-I will be paying for housing
-I will have student loans -
Credit Action
-Pay the housing payments and student loans on time every month
-Don’t open a credit card yet -
26 Years Old
-I will have graduated and I will start living near my work place
-I will have a full-time job
-I might be married but will not have a family
-I will buy a car and rent an apartment
-I will have car loans, monthly rent, and student loans -
Credit Action
-Pay my monthly rent on time
-Pay my car loans on time
-Pay my student loans on time
-Open a credit card with knowledge of it and do not use it too much -
36 Years Old
-I will be working a full-time job
-I might be married and might have a family
-I will have the same car and maybe buy another
-I will buy a house
-I will have car loans, mortgage loans, and maybe student loans -
Credit Action
-Pay my mortgage loans on time
-Pay my car loans on time
-Pay my student loans on time
-Continue to be careful with my credit card and don't open up too many
