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Credit Timeline
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Beginning
I start my credit score journey by introducing my parents to the idea of opening a parentally controlled credit card. They agree and I using it for items I am certain I can pay for. -
College
Since I was able to start gaining my credit score early, I am able to obtain a student loan at a slightly lower rate then average. I also continue to use my credit card for small purchases that are easy to pay back in order to keep gaining credit score. -
The Work Force
I recently got a stable job with my electrical engineer degree and now have a burning desire to rise through the ranks of the company and start a family. I start looking for a house to buy instead of renting an apartment. My early start with my credit has got me a good housing loan deal. I continue to buy thing with my credit card, but more expensive things now. -
Starting a Family
My wife recently had a baby and we now need a bigger house and car. Since I have been working so hard with my credit score I get approved on almost every loan.