Chapter 2.4 Consumer Protection Laws

  • Consumer Sales Practices Act (1972)

    Protects consumers from unfair practices in connection with the purchase.
  • Consumer Sales Practices Act- Substantive Rules

    Rules for further depth in Consumer Sales Practices Act.
  • Home Solicitation Sales Act (1973)

    Gives the consumer three days to cancel any transaction over $25 that occurs outside the sellers location of business.
  • Anti-Pyramid Sales Act (1974)

    Made it illegal to participate in pyramids sales schemes.
  • Prepaid Entertainment Contracts Act (1976)

    Protects the consumer who pays in advance for the services of health spas, dance studios, diet centers, dating agencies or martial arts schools.
  • Odometer Rollback and Disclosure Act (1977)

    This made it illegal to alter or conceal the mileage reading of a vehicle.
  • Business Opportunity Purchaser's Protection Act (1979)

    This gave consumers five days to cancel business opportunity agreements.
  • Lemon Law (Nonconforming New Motor Vehicle Law) (1987)

    Requires auto manufacturers to repair or replace lemon vehicles within a reasonable amount of time.
  • Retail Installment Sales Layaway Arrangements Act (1992)

    Requires merchants to notify consumers who are about to default on their layaway agreements.
  • Credit Card Recording Act (1993)

    Prohibits sellers from giving out consumers' social security numbers, or any other personal financial information.
  • Defective Assistive Devices Act (1996)

    Requires one-year warranties covering the full cost of repair or replacement for products designed for disabled consumers.
  • Hearing Aid Returns Act (1996)

    Gives consumers 30 days to return hearing aids.
  • Telephone Solicitation Sales Act (1996)

    Requires certain telemarketing businesses operating inside and outside of Ohio to register with the Ohio Attorney General's Office.
  • Title Defect Rescission Act (1996)

    Allows dealers that participate in the Title Defect Rescission Fund to sell vehicles before acquiring titles for them.
  • Public Utilities Commission Act (2000)

    Requires public utilities to get consumers' permission to change their natural gas or public telecommunications providers.
  • Certificate of Motor Vehicle Title Act (2001)

    Gives consumers the unconditional right to cancel their vehicle purchase if dealers do not deliver their titles within 40 days of the purchase.
  • Motor Vehicle Collision Repair Operators Act (2001)

    Requires registration and insurance for people who repair vehicles that have been damaged in collision.
  • Condominium Sales Act (2004)

    Protects the rights of condominium unit owners.
  • Credit Card Truncation Act (2004)

    Prohibits sellers from printing credit card expiration dates or more than five digits of consumers' credit card numbers on receipts.
  • Credit Services Organization Act (2004)

    Mandates registration and bonding for organizations that offer credit repair, debt counseling or related services.
  • Debt Adjusters Act (2004)

    Requires debt adjusters to file annual financial statement with the Attorney General's Office.
  • Telemarketing Act (2004)

    Allows the Ohio Attorney General to enforce federal telemarketing laws.
  • Gift Card Act (2006)

    Makes it illegal for most gift cards to expire in less than two years from their issues date.
  • Security Breach Notification Act (2006)

    Requires sellers to notify consumers if a security breach puts their personal information at risk for identity theft or other fraud.
  • Homebuyer's protection Act (2007)

    Amends several statutes
  • Title Insurance Act (2007)

    Prohibits title insurance agents from pressuring or misleading consumers regarding loans of seventy-five thousand dollars or less.
  • Credit Freeze Act (2008)

    Requires credit reporting agencies to allow consumers to place a "freeze" on each of their credit reports to prevent opening new credit accounts in the consumers' names.