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1 Year From Now/ 17 Years Old
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Applying For Student Loans
- Create a credit history in order to possibly lower interest rates
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Co-signing on Loans
- Co-signing with a person that trust me to make payments on time
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Applying for a Credit Card
-Looking for a card that provides the lowest interest rate with my current credit score -
Applying for Car Loans
- Get lower interest rates on payments by continually improving my credit
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Making Credit Card Payments
- Keeping my card under 30% utilization and making payments on time
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5 Years From Now/ 21 Years Old
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Applying to Post-Graduate Education
- See if I can find ways to pay off previous student loans faster or some way to make early payments on new loans
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Living in the City
- Improve my credit to get a better deal on rent from potential landlords
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Making Car Payments
- Make payments on time to avoid late fees and extra interest
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Getting Married
- Have an understanding with the other person about how much debt they have
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10 Years From Now/ 26 Years Old
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Working Full-Time
- Maintaining a good credit score to show credibility to employers
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20 Years From Now / 36 Years Old
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Purchasing a New Car
- Maintain a good credit score to get lower interest rates
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Applying For A Mortgage
- Review my credit reports