Long-term SMART goal

  • Step 1

    Step 1
    Figure out what college I am interested in going to.
  • Step 3

    Step 3
    If I make extra money one month keep most of it to pay a little more that month
  • Step 2

    Step 2
    Make payments each month to say on track
  • Step 4

    Step 4
    Get a job that pays enough for me to have extra spending money for things other than paying off the loan (personal items)
  • Step 5

    Step 5
    Do not overspend on holidays in order to avoid being set back a month.
  • Long-term SMART goal

    Long-term SMART goal
    S- Pay off college loans
    M- I will pay as close as I can to $600 a month to be on track
    A- Pay loans every month until all loans are paid off
    R- Saving 60% of my earnings for the loans rather than spending that 60% on entertainment
    T- Have the loans paid off 12 years after graduating college