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Step 1
Figure out what college I am interested in going to. -
Step 3
If I make extra money one month keep most of it to pay a little more that month -
Step 2
Make payments each month to say on track -
Step 4
Get a job that pays enough for me to have extra spending money for things other than paying off the loan (personal items) -
Step 5
Do not overspend on holidays in order to avoid being set back a month. -
Long-term SMART goal
S- Pay off college loans
M- I will pay as close as I can to $600 a month to be on track
A- Pay loans every month until all loans are paid off
R- Saving 60% of my earnings for the loans rather than spending that 60% on entertainment
T- Have the loans paid off 12 years after graduating college