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Payday loans
A payday loan is a very short-term, high-cost loan that gives the money people need until their paid. If you don’t pay off the loan in its entirety, you’ll be hit with additional fees and finance charges. A payday loan may be a convenient way to get cash for consumers who don’t have savings accounts or credit cards, but it is very costly -
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Personal Loan
A short-term personal loan has a fixed interest rate and fixed repayment period. Credit unions can be good places to shop for a personal loan since they may have more lenient lending requirements. Online lenders offer personal loans to people who have less-than-perfect credit but not all can be trusted