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Upgrading my Phone
S- Saving money to upgrade phone
M- I will save 200$
A-I will automatically take 30$ from each paycheck
R- Giving up on social activities dealing with paying
T- 6.5 months -
Steps 1-5
1) Get side job since I don't get paid a lot.
2) Make sure no money leaves the stash for phone
3) Take 30$ each paycheck
4) Only allow take out food once a week.
5) Don't invest in something else until after you get the new phone.
