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  Takes no planning ahead but it needs a savings option.
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  Requires you to have a spending plan and a savings plan.
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  Takes a few months to decide how your going to pay for the education.
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  Takes planning up the ying-yang and a whole lot of tough decisions.
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  Takes financial planning for many years and many tough decisions like if shes the right girl/guy.
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  Takes years of financial and savings planning.
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  Takes a while to decide whether you are financially ready for a family or not.
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  Takes a savings plan and smart financial decisions throughout life.
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  Takes years and years of planning to become ready.
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  Should take a few months of planning and requires quite a bit of savings.