-
Short-term: 5 steps to achieve this goal
- create a budget of $20 to spend on breakfast foods/drinks a month
- buy my own products to make coffee or protein shakes at home
- wake up 30 minutes earlier
- take out the extra $30 a months into a savings jar
- keep track of spendings with online banking
-
Long-term: 5 steps to achieve this goal
- put $30 in savings the 1st of every month
- create a seperate savings account for money
- pick up more hours at work during the summers
- keep track of on deposits -- automatic funds transfer
- spend money on only what I NEED
-
Short-term: "S" of SMART Goal
I want to save money for a new quality laptop for college. -
Long-term: "S" of SMART goal
I want to save up money for an apartment -
Short-term: "M" of SMART goal
I need to save at least $950 for a new laptop -
Long-term: "M" of SMART goal
I need to save $1500 for a down payment and 1st months rent of an apartment -
Short-term: "A" of SMART goal
I'm going to spend $30 less a month on coffee and protein shakes. -
Long-term: "A" of SMART goal
I'm going to put $35 into my savings a account each month. -
Short-term: "R" of SMART goal
Trade Off: saving more money a month instead of buying 'quick&easy' breakfast everyday Opportunity Cost: the convenience of 'grab n go' -
Long-term: "R" of SMART goal
Trade off: putting money into savings every month for an apartment in the future
Opportunity Cost: Not being able to spend as much $$ with what I want. -
Short-term: "T" of SMART goal
the date I plan on having this money by -
Long-term: "T" of SMART goal
date by which I should complete my goal