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Short Term SMART Goal
S: Buy airpods for my mom
M: Save $180
A: Put $20 into my savings account each month from my paychecks
R: I make enough money from my job that this will be no problem. I want to treat my mom.
T: I want to order them in early December in order to get them before Christmas. -
Step 1 (S)
Research to find the price of airpods. -
Step 2 (S)
I am going to check my bank account to see how much I currently have saved up. -
Period: to
Buy my mom airpods for Christmas (short term)
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Period: to
Buy an apartment (long term)
I want to find an apartment to live in my sophomore year of college -
Step 3 (S)
I will work as much as I can. I am going to try and find more time to work and cover as many shifts as I can to get more hours in. -
Step 4 (S)
Start a plan to save up the difference of how much more I need to buy them. This will most likely be $20 per paycheck. -
Step 5 (S)
I will transfer the amount I choose into my savings account each month; I won't get into that money. -
Step 6 (S)
Go to apple.com and order the airpods early so I can get them before Christmas, to have them for Christmas day. Then give them to my mom. -
Long Term SMART Goal
S: Buy an apartment to live in after my first year of college
M: Save up $2,500
A: I will save $30 per paycheck in my savings account, and maybe more if I have more than one job
R: Most apartments in Iowa are around $1,450, but I need to find a cheaper one and still save for security deposit and furniture.
T: I will complete this to be able to live in it the start of sophomore year of college -
Step 1 (L)
I will research how much the average apartment costs in Iowa City -
Step 2 (L)
I will search currently available apartments in Iowa City and stay up to date with available ones in the area -
Step 3 (L)
I will start working more often and maybe even find a second job. I will save $30 per paycheck. -
Step 4 (L)
Find an apartment I like and within my budget, and possibly roommates to help pay each month. -
Step 5 (L)
Make sure I have enough for furniture and other things to go in my apartment -
Step 6 (L)
Go look at apartments in person and pick one I like -
Step 7 (L)
Put in an offer and move in before school starts in August